The Internet is a good place to start searching for a loan because it's easy to find information on interest rates and to get free, no obligation quotes from several reputable lenders.

Be sure to get a quote from several different lenders. Once you know what each lender has to offer, use that information to leverage your position as a conusmer and negotiate the best deal.

Here are some recommended starting points:

Lower your monthly payments. Refinance Loans without perfect credit at Ameriquest - America's leading direct sub-prime lender.

Save on your mortgage rates today with LowCostLending! Tap into the best rates on refinance, home equity, new purchase and debt consolidation loans at LowCostLending.

Bad Credit? Refinance your home to Get Cash with Full Spectrum Lending. This member of the Countrywide family of companies specializes in helping people with less than perfect credit who may have been turned down for a loan elsewhere.

HFC Home Loans - Get the money you need from a name you've relied on since 1878: Household Finance.

Get a Home Equity Loan - as low as 4.00% APR from LowerMyBills. This comprehensive service that helps consumers lower all their monthly bills, all in one spot, with a special focus on home loans.

Free Mortgage Quotes - Apply Now! at MoneySearch! Quick and easy 1-page purchase, home equity and FHA/VA mortgage inquiries.

Don't be afraid to make lenders and brokers compete with each
other for your business by letting them know that you are shopping for the best deal!