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Home Buying Basics Amortization Basics Adjustable Rate Mortgages Best Online Lenders Free Mortgage Worksheet Privacy Policy |
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Home ownership is becoming a reality for more and more Americans. While the US home ownership rate continues to set new records, many Americans still don't realize that home ownership is within their grasp. A home is a financial asset and more: it's a place to live and raise children; it's a plan for the future; it's an investment in your community. To become a first-time homebuyer, you need to know where and how to begin the home buying process. Owning a home has many benefits. When you make a mortgage payment, you are building equity. And that's an investment. Owning a home also qualifies you for tax breaks that assist you in dealing with your new financial responsibilities- like insurance, real estate taxes, and upkeep - all of which can be substantial. But given the freedom, stability, and security of owning your own home, they're definitely worth it!The Internet is a good place to start searching
for a home mortgage because it's easy to find information on interest rates and
to get free, no obligation quotes from several reputable lenders. Here are some recommended starting points: Ameriquest Low
Cost Lending Full
Spectrum Lending The bottom line: Be sure to get
a quote from several different lenders. Once you know what each lender
has to offer, negotiate the best deal you can. On any given day, lenders
and brokers may offer different prices for the same loan terms to different
consumers, even Don't be afraid to make lenders
and brokers compete with each |
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